别上当！守好自己的钱袋子（法治聚焦） ——从三起案件揭秘非法集资犯罪骗术

Core Viewpoint - The article emphasizes the importance of public awareness and prevention against illegal financial activities, particularly through the dissemination of typical cases of illegal fundraising by the Supreme People's Procuratorate [1]. Group 1: High-Interest Investment Schemes - High-interest investment schemes often disguise illegal fundraising as legitimate online lending, using promises of guaranteed returns and high interest rates to attract investors [2]. - A case involving Zhang and others illegally raised over 2.69 billion yuan, resulting in losses of 1.05 billion yuan for investors, by promoting debt-related financial products with annual returns of 6% to 12.5% [2]. Group 2: Elderly Financial Scams - Scams targeting the elderly, such as "retirement finance" schemes, have emerged, promoting products like "prepaid travel cards" and "retirement apartments" under false pretenses [4]. - A case led by Shen and others illegally raised over 50.3 billion yuan, with unpaid amounts reaching 15.4 billion yuan, by falsely promising guaranteed returns and high-quality services to elderly investors [4]. Group 3: Forex Trading Frauds - Fraudulent forex trading platforms often mislead investors by claiming to offer real forex margin trading, while in reality, funds do not enter legitimate markets [6][7]. - A case involving Wang and others raised over 19.2 billion yuan through a fake forex platform, with unpaid principal amounting to 3.9 billion yuan at the time of the incident [7]. Group 4: Prevention Measures - Investors are advised to verify the qualifications of financial service providers, the authenticity of underlying assets, and the actual use of funds before investing [3][5]. - It is crucial for investors, especially the elderly, to consult with family or professionals and report any suspicious activities to authorities [5].