破顶发行！Chime(CHYM.US)IPO定价超区间上限 筹资8.64亿美元

Core Viewpoint - Chime successfully raised $864 million in its IPO with a share price of $27, exceeding the expected range, and achieving a valuation of approximately $11.6 billion, marking one of the largest fintech IPOs in recent years [1][2] Group 1: Company Overview - Chime was co-founded in 2012 by Chris Britt and Ryan King, and it partners with traditional banks to provide financial services [1] - The company offers user-friendly products, including a branded checking account with features like fee-free overdrafts [1] Group 2: Financial Performance - As of March 31, Chime had 8.6 million active members, with an average revenue contribution of $251 per active member in the first quarter [2] - The company reported a significant reduction in net loss per share, narrowing to $0.39 for the last fiscal year, compared to $3.22 in 2023 and $8.12 in 2022 [2] Group 3: Market Context - The IPO follows a strong performance by Circle, injecting new vitality into the US IPO market, which had been sluggish due to uncertainties from the Trump administration's tariff policies [2] - The recent recovery in the IPO market has encouraged more companies to restart their listing plans, with June emerging as a critical window for potential IPOs [2] Group 4: Underwriters - Morgan Stanley, Goldman Sachs, and JPMorgan acted as the lead underwriters for Chime's IPO [2]