Workflow
湖北征信助力中小企业融资对接会在汉举办,24家企业现场签约资金流平台
Sou Hu Cai Jing·2025-06-12 12:26

Core Viewpoint - The People's Bank of China Hubei Branch is enhancing credit support for small and medium-sized enterprises (SMEs) through the establishment of various credit information platforms, facilitating better access to financing for these businesses [1][3][5]. Group 1: Event Overview - A financing matchmaking event was held on June 12, attended by 26 banking institutions and over 50 SME representatives, focusing on the theme "Guarding Credit, Winning the Future" [1]. - The event promoted the construction, functions, and advantages of the Fund Flow Information Platform and the Zhongzheng Platform, aimed at ensuring precise credit funding reaches SMEs [1][5]. Group 2: Credit Information Platforms - The Fund Flow Information Platform will start providing services from October 25, 2024, offering shared credit information that accurately reflects the operational status, income and expenditure, and performance capabilities of SMEs [5]. - As of the end of May, 19 pilot banks in Hubei had made 23,200 inquiries into fund flow credit information, resulting in loans totaling 7.405 billion yuan to 1,841 enterprises, effectively alleviating financing difficulties for SMEs [5]. - The Zhongzheng Platform has facilitated 2,125 accounts receivable financing transactions amounting to 50.1 billion yuan from January to May 2025, and has issued 1,240 online "Government Procurement Loans" totaling 6.26 billion yuan [5]. Group 3: Bank Participation and Impact - Bank representatives from Industrial and Agricultural Banks of Hubei introduced the operational processes of the two platforms, highlighting how they help banks assess enterprise creditworthiness and operational trends [6]. - A representative from Wuhan Weimeng Environmental Technology Co., Ltd. emphasized the platform's role in evaluating transaction data, enhancing enterprise credit, and addressing financing challenges for asset-light companies [6]. - Hankou Bank has successfully integrated the Fund Flow Credit Information Report into its loan processes, aiming to assist more enterprises in obtaining loans based on platform information [8].