中国信保等四方联合发布中小微外贸企业纯信用、全线上保单融资产品“微贸贷”

Core Viewpoint - The launch of "Micro Trade Loan" is aimed at providing pure credit, fully online financing solutions tailored for small and micro foreign trade enterprises, breaking traditional financing limitations [1][3]. Group 1: Product Features - "Micro Trade Loan" is an innovative product that operates purely on credit and is available online 24/7, allowing small and micro foreign trade enterprises to access funding conveniently anytime and anywhere [3]. - The product eliminates the need for collateral, enabling enterprises to apply for loans online after obtaining insurance policies through Shenzhen's "Single Window" [3]. - The service leverages data from the Shenzhen "Single Window" to connect trade data with financial institutions, enhancing risk control models for banks [3]. Group 2: Policy Support - Shenzhen has introduced multiple supportive policies, including the "2025 Shenzhen Stabilizing Foreign Trade Support Policy" and the "Work Plan for Deepening Financial Support for Small and Micro Enterprises," creating a robust policy framework [3]. - The combination of these policies and innovative financial products like "Micro Trade Loan" is expected to significantly boost the high-quality development of foreign trade in Shenzhen [3].