当买保险遇上非法集资，这些骗术莫上当，守好自己的钱袋子

Core Viewpoint - The article emphasizes the importance of consumer awareness and protection against illegal fundraising activities in the insurance industry, particularly during the annual campaign against illegal financial activities in June [1][4]. Group 1: Illegal Fundraising in Insurance - Illegal fundraising refers to the act of raising funds from the public without legal permission, often promising high returns or benefits [3]. - Common forms of illegal fundraising in the insurance sector include "real insurance, fake sales" and "fake insurance, real sales," where individuals exploit insurance products to defraud consumers [3][4]. Group 2: Risks to Consumers - Consumers falling victim to illegal fundraising may lose their savings and insurance coverage, leading to financial crises and family discord [4]. - The cost of seeking justice for victims of illegal fundraising is often very high, which discourages individuals from pursuing their rights [4]. Group 3: Prevention Measures - Consumers are advised to verify the legitimacy of insurance companies and sales personnel through official channels to avoid being misled by impostors [5]. - It is crucial for consumers to be cautious of products promising unusually high returns, as these often come with significant risks [5]. - Consumers should thoroughly review contracts and receipts, avoid cash transactions, and ensure proper documentation is provided [5][6]. Group 4: Personal Information Security - Protecting personal information is essential to prevent financial loss due to identity theft or fraud [6]. - The industry stresses that true security comes from trust rather than high returns, highlighting the importance of vigilance against scams [6].