最新金融数据传递哪些信号（锐财经）

Core Insights - The financial data released by the People's Bank of China indicates a reasonable growth in financial totals for May, with strong support for the real economy [1] Group 1: Financial Data Overview - As of the end of May, the balance of RMB loans increased by 7.1% year-on-year, while the total social financing scale grew by 8.7% [1][2] - The broad money supply (M2) reached 325.78 trillion yuan, reflecting a year-on-year growth of 7.9%, which is significantly higher than the first quarter [3] Group 2: Social Financing and Loan Distribution - The total social financing scale stood at 426.16 trillion yuan at the end of May, with a year-on-year growth of 8.7%, and the increment for the first five months was 18.63 trillion yuan, which is 3.83 trillion yuan more than the same period last year [2] - Over 90% of new loans in the first five months were directed towards enterprises, with corporate loans increasing by 9.8 trillion yuan [3] Group 3: Interest Rates and Financing Costs - The average interest rate for new corporate loans in May was approximately 3.2%, down 50 basis points from the previous year, while the average rate for new personal housing loans was about 3.1%, down approximately 55 basis points [2] - The low interest rate environment is encouraging enterprises to increase bond financing, which helps reduce overall financing costs [2] Group 4: Monetary Policy and Economic Support - A series of financial policies have been implemented to support the real economy, including interest rate cuts and increased liquidity supply [5] - The central bank's recent measures are expected to create a favorable monetary environment for sustained economic recovery [6]