全国首个海事金融服务平台在浙上线 破解航运融资“双重困境”

Core Viewpoint - The launch of the first maritime financial service platform in Zhejiang aims to alleviate the financing difficulties faced by shipping companies by providing real-time data on ship collateral and maritime safety, thus enhancing credit assessment for banks [1][6]. Group 1: Platform Overview - The maritime financial service platform records dynamic data on ship mortgage financing across Zhejiang, transforming maritime safety checks and administrative penalties into credit certificates for enterprises [1][6]. - The platform allows shipping companies to access comprehensive data on safety inspections, accident risks, voyage information, and administrative penalties, making previously opaque collateral more transparent [3][6]. Group 2: Industry Context - Zhejiang is a leading maritime province with 1,564 shipping companies and 5,715 registered vessels, both ranking first in the country [3]. - Over the past five years, the total amount of ship mortgage credit in Zhejiang has reached 81.632 billion, showing a year-on-year growth trend [3]. Group 3: Financial Institution Involvement - Zhejiang Rural Commercial Bank has been selected as the pilot bank for the platform, having provided credit support to 367 shipping companies, accounting for 47% of the total ship mortgage debt in the province [7]. - The platform enhances the accuracy and objectivity of financial institutions' assessments of shipping companies and their safety management levels, facilitating easier access to credit for companies with good credit scores [6][7]. Group 4: Future Developments - The Zhejiang Maritime Bureau plans to continuously optimize and upgrade the platform to reduce financing costs for shipping companies and enhance risk control capabilities for financial institutions [7]. - The goal is to create a replicable maritime financial model that contributes to the high-quality development of the shipping economy [7].