综改再提数字人民币，深圳外贸如何借“桥”提速？

Core Viewpoint - The recent issuance of opinions by the Central Committee and the State Council emphasizes the innovation and expansion of digital RMB application scenarios in Shenzhen, highlighting its role in cross-border payments and trade [1][5]. Policy Development - Shenzhen has been actively implementing supportive policies for digital RMB, with various departments releasing measures to enhance its adoption [3][4]. - In 2022, the multi-central bank digital currency bridge project successfully completed its first real transaction pilot test, with Shenzhen enterprises accounting for one-third of the transaction volume [2]. Digital RMB Adoption - As of June, Shenzhen has opened nearly 30 million digital RMB wallets, with over 2 million merchants supporting digital RMB payments [1]. - The city aims to increase the number of digital RMB prepaid merchants by 2,100, with a regulatory scale exceeding 2 billion yuan [3]. Cross-Border Payment Innovations - The multi-central bank digital currency bridge project, initiated in February 2021, aims to create a low-cost, efficient cross-border payment model using central bank digital currencies [6]. - Shenzhen's foreign trade reached 4.5 trillion yuan in 2024, marking a 16.4% year-on-year increase, positioning it as the leading city in China for foreign trade [6]. Technological Integration - Shenzhen has introduced a visible hard wallet for digital RMB and has integrated it with mainstream foreign cards and Hong Kong's "Octopus" payment system [8]. - The city is exploring innovative applications of digital RMB in smart city construction, public services, and green low-carbon initiatives [9].