农行云南玉溪分行落地全省农行系统首批花卉产业“专业大户贷”

Core Viewpoint - The Agricultural Bank of China Yuxi Branch has launched a specialized credit product, "Huinong e-loan: Professional Large Household Loan," to support the rapid development of the flower industry in Jiangchuan District, addressing the financing difficulties faced by flower growers due to a lack of collateral [1][3]. Group 1: Loan Product Features - The "Huinong e-loan: Professional Large Household Loan" is designed specifically for large-scale flower growers, offering high credit limits, no collateral requirements, and quick disbursement [1][3]. - The first batch of loans has been issued, with two clients receiving a total credit of 4.8 million yuan, which helps them address funding issues for expansion and purchasing seeds [1][2]. Group 2: Impact on Flower Growers - Grower He Jiang expanded his flower planting area from 200 mu to nearly 400 mu, with a 2 million yuan loan facilitating this growth [1][2]. - Zhang Weixiang, another grower, received a loan of 2.8 million yuan to expand his base to over 260 mu and develop a comprehensive agricultural tourism project [2]. Group 3: Bank's Commitment and Performance - The Agricultural Bank of China Yuxi Branch has been actively promoting rural financial services, with 67,000 loans amounting to 3.3 billion yuan issued to farmers by the end of May this year [3]. - The bank aims to continue enhancing support for agricultural industries, optimizing financial services, and innovating financial products to aid rural revitalization [3].