数字人民币参与跨境支付具有多重意义

Group 1 - The core viewpoint of the articles is the announcement of eight significant financial opening policies by the People's Bank of China, including the establishment of a digital RMB international operation center, which aims to enhance the internationalization of the digital RMB and improve the global cross-border payment market [1][2][3] - The digital RMB system has been preliminarily established since 2014, with nearly 30 cities or regions in China conducting pilot programs, resulting in over 180 million digital RMB wallets and a cumulative transaction amount exceeding 7.3 trillion RMB by August 2024 [2] - The internationalization of the digital RMB is seen as a crucial step in enhancing its ecosystem and improving the global cross-border payment system, which is vital for international trade and financial stability [3][4] Group 2 - The current global cross-border payment system faces challenges such as reliance on SWIFT, high costs, and inefficiencies, necessitating innovative payment channels [4][5] - The establishment of the digital RMB international operation center is a targeted measure to address pain points in the cross-border payment system and promote the internationalization of the RMB, focusing on applications in cross-border payments, settlements, and trade [5] - This initiative aims to strengthen the influence of the digital RMB in the global payment system and establish a framework for cross-border applications of central bank digital currencies [5]