中信集团副总经理鲍建敏：倡导构建产学研深度融合、开放共赢的人工智能金融生态体系

Core Insights - The modern financial industry is experiencing three major trends: the enhancement of financial service efficiency through reasoning large models, the improvement of intelligent risk control capabilities via multimodal information analysis, and the reshaping of the financial service ecosystem through human-machine collaboration [1] Group 1: Trends in Financial Industry - Reasoning large models are enhancing the efficiency of financial services [1] - Multimodal information analysis is improving intelligent risk control capabilities [1] - Human-machine collaboration is reshaping the financial service ecosystem [1] Group 2: Challenges in Financial Industry - There is a need to balance convenient services with data security [1] - The issue of algorithm interpretability is leading to a trust crisis [1] - Strategic choices regarding technology iteration and autonomous control are critical [1] Group 3: Recommendations for Development - It is suggested to build foundational infrastructure for artificial intelligence to solidify the development of financial AI [1] - Creating a secure and trustworthy development environment is essential for the stable advancement of AI [1] - An open and collaborative innovation ecosystem should be established to stimulate the vitality of financial AI [1] - Regulatory bodies are encouraged to act as a bridge to create collaborative innovation platforms across organizations and fields [1]