长三角征信链：破解小微企业融资难

Group 1 - The core idea of the news is that the "Yangtze River Delta Credit Chain" platform enables cross-regional information sharing, helping banks assess potential risks and improve credit access for enterprises, particularly small and micro businesses [1][4] - Zhejiang Chouzhou Commercial Bank has established a comprehensive "credit profile" using the platform, serving nearly 8,000 clients and achieving a business issuance scale exceeding 100 billion yuan by May 2025 [1] - The platform integrates various types of business operation information, including tax, legal, and public utility data, allowing banks to design service plans from multiple perspectives and reduce information asymmetry during the credit review process [1][4] Group 2 - A specific case is highlighted where a magnetic materials company faced financing difficulties due to a lack of local collateral; Chouzhou Bank utilized the credit chain platform to conduct a swift credit assessment and provided a 5 million yuan comprehensive credit solution [2] - The bank's representative emphasized that the chain data from the platform enhances the ability to conduct credit assessments and risk identification, facilitating more efficient financing services for enterprises, especially small and micro businesses [4]