西安楼市新政：地价联动房价 多举措激活市场“神经末梢”

Core Viewpoint - The new policy issued by Xi'an aims to promote the stable and healthy development of the real estate market, focusing on key issues faced by the sector, including land supply, financial support, and market linkage [1][2]. Group 1: Land Supply Optimization - The policy emphasizes the construction of "good houses" and "good communities," prioritizing land supply for areas with complete infrastructure and amenities [2]. - It encourages the development of safe, comfortable, green, and smart housing, improving standards throughout the entire lifecycle of buildings [2]. - A new mechanism for residential land assessment is introduced, linking land prices to surrounding property sales, which is expected to stimulate land acquisition by developers and balance costs and returns [3]. Group 2: Financial Policy Adjustments - The policy includes measures to lower the cost of home purchases and development, such as adjusting the minimum down payment for personal housing loans and improving the pricing mechanism for loan interest rates [5]. - It expands the coverage of the "white list" policy to ensure compliance projects have stable financing channels, and allows employees from the Guanzhong Plain urban agglomeration to enjoy the same housing fund loan rights as local residents [5]. Group 3: Market Activation Measures - The policy proposes measures to enhance the linkage between the first and second-hand housing markets, including expediting property rights certificate processing and promoting activities like "old-for-new" housing exchanges [6]. - It aims to streamline property transaction services, allowing for one-stop processing of transactions, tax payments, and utility transfers [6]. - The policy also includes provisions for regulating pre-sale funds and facilitating the trading of self-owned commercial properties, contributing to a better business environment [6].