又一金融巨头暴雷！比恒大还多1.14万亿，15万富豪的财富被收割

Core Insights - The collapse of Zhongzhi Group, once a financial giant with assets exceeding Evergrande by 1 trillion, has rewritten the history of financial risk warnings in China [1][3] - The sudden bankruptcy declaration has left 150,000 high-net-worth investors facing significant losses, highlighting the severity of the crisis [3][5] Group 1: Company Overview - Zhongzhi Group, with a registered capital of 5 billion and liabilities exceeding 200 billion, has admitted to being insolvent [3] - The group was founded by Jie Zhikuan, who transformed from a factory manager to a financial mogul, aiming to become "China's Buffett" [5] - The company expanded rapidly through real estate trusts, relying on a "high-interest deposit + rigid repayment" model, which became a fatal flaw during industry downturns [5][7] Group 2: Crisis Timeline - The crisis began after the sudden death of Jie Zhikuan in December 2021, leading to a management collapse and a significant funding gap [3][5] - By 2023, the company was forced to apply for bankruptcy liquidation, revealing the extent of its financial troubles [3][7] Group 3: Management Issues - The internal management chaos post-Jie Zhikuan's death included power struggles among executives, leading to a lack of oversight and accountability [7] - Some executives reportedly transferred assets before the crisis, exacerbating the financial situation [7] Group 4: Investment Risks - Zhongzhi Group's investment products promised annual returns of 6%-8%, significantly higher than traditional bank offerings, which attracted investors under the guise of "low risk, high return" [9][11] - The complex corporate structure and celebrity endorsements created a false sense of security among investors, masking the underlying risks [11][13] - The illusion of "rigid repayment" was shattered when the financial products failed to deliver, turning perceived safety nets into traps for investors [11][13]