Workflow
打造数字化金融服务新标杆,兴业银行手机银行6.0全新上线

Core Viewpoint - The recent upgrade of Industrial Bank's mobile banking to version 6.0 enhances user experience through advanced digital features and a robust technical architecture, aligning with national digital transformation strategies and financial technology innovation [1][2][3][4] Group 1: User Experience Enhancement - Mobile banking 6.0 introduces features like "personalized services," "intelligent search," "smart customer service," "voice recognition," and "intelligent risk control," aiming to create a user-friendly "smart bank" [2] - The platform analyzes user behavior and transaction data to provide tailored product recommendations and risk alerts, enhancing user engagement and security [2] - A modular architecture integrates five major brand functions, creating a comprehensive service ecosystem that extends beyond traditional banking to include government services, healthcare, and lifestyle applications [2] Group 2: Technical Architecture Overhaul - The upgrade focuses on "high availability and high stability," implementing a "microservices governance + micro-frontend" architecture that improves service efficiency across all mobile banking functionalities [3] - The microservices framework has been expanded from 12 to 20 atomic services, enhancing system stability and security through better traffic distribution [3] - The frontend has been restructured from a monolithic application into 14 sub-applications, significantly reducing build time from 100 minutes to 5 minutes [3] Group 3: Technical Challenges and Innovations - The mobile banking system, designed for over 100 million users and high transaction volumes, successfully addresses key technical challenges such as seamless database switching and dual-active architecture deployment [4] - The system employs a "user dimension batch migration" strategy for core database migration, ensuring uninterrupted service during the transition [4] - The project involved deploying over 600 servers across two cities and migrating more than 1 billion data entries, marking it as the largest and most complex technological upgrade in recent years for the mobile banking platform [4]