洪汇新材: 对外担保制度（2025-06）

Core Points - The document outlines the external guarantee system of Wuxi Honghui New Materials Technology Co., Ltd, aiming to regulate external guarantee behaviors, control risks, and protect the rights of shareholders and stakeholders [1][2][3] Group 1: General Principles - The external guarantee refers to the guarantees provided by the company and its subsidiaries for others, including guarantees, mortgages, pledges, and other forms of guarantees [1][2] - The company must ensure that the external guarantees are legal, prudent, mutually beneficial, and secure, with strict risk control [2] - The external guarantees are subject to unified management, requiring board or shareholder meeting approval before any contracts can be signed [2][3] Group 2: Guarantee Approval Process - The company must conduct thorough investigations into the creditworthiness and operational status of the guaranteed party before providing guarantees [6][7] - Guarantees exceeding 10% of the company's latest audited net assets or total assets require shareholder meeting approval [10][11] - The company can hire external professionals to assess risks associated with external guarantees as part of the decision-making process [11][12] Group 3: Management and Disclosure - The finance department is responsible for managing external guarantees, including credit investigations, documentation, and monitoring the financial status of guaranteed parties [13][14] - The company must disclose information regarding external guarantees in accordance with relevant regulations, including total guarantee amounts and any defaults by guaranteed parties [16][17] - Independent directors are required to provide special reports on the status of external guarantees in the annual report [17][18] Group 4: Responsibilities and Penalties - The company holds responsibility for ensuring compliance with the external guarantee system, with penalties for individuals who violate procedures or cause losses [44][45] - Any unauthorized signing of guarantee contracts by board members or management will lead to accountability measures [46][47] - The company must take necessary actions to recover losses from guaranteed parties who fail to meet their obligations [15][36]