PING AN OF CHINA(HK:02318) Zhong Jin Zai Xian·2025-06-20 13:49Core Viewpoint - The collaboration between Zhangzhou Funong Agricultural Technology Development Co., Ltd. and Ping An Property & Casualty Insurance marks a significant step in integrating insurance with low-altitude economy and modern agriculture through the innovative "drone + insurance" model [1][3]. Group 1: Agricultural Innovation - The introduction of agricultural drones in Pinghe County aims to address the challenges of labor shortages and rising costs in the honey pomelo farming sector, which is a key economic driver for the region [3]. - Currently, there are 63 agricultural drones in operation across various crops, with honey pomelo being the primary focus, enhancing crop yield and reducing labor costs [3]. Group 2: Insurance Development - Ping An Property & Casualty Insurance has developed a tailored professional liability insurance product for the full-cycle pest and disease prevention of honey pomelo trees, which includes coverage for losses exceeding 10% due to drone service failures [3][5]. - This insurance product represents the first of its kind in the drone pest control insurance sector for Ping An Property & Casualty Insurance in Fujian [3]. Group 3: Collaborative Ecosystem - The establishment of a collaborative mechanism involving drone manufacturers, pest control organizations, insurance companies, and agricultural experts aims to provide risk protection for service providers and instill confidence in farmers regarding technology adoption [5]. - The local government, technology enterprises, and insurance institutions are forming a "trinity" modern agricultural service ecosystem, with plans to expand this model to other crops like tea and rice, contributing to rural revitalization [5].