Deepseek彭天生：AI 金融生态的架构革新与范式重构者

Core Insights - Peng Tiansheng is recognized as a key leader in the intelligent transformation of capital markets through his systematic thinking on technology architecture and multi-dimensional deconstruction of industry scenarios [1] - He has established a comprehensive AI-enabled financial solution that integrates "technology architecture - scenario architecture - ecological architecture" to reshape industry development patterns [1] Group 1: Technological Architecture Innovation - Peng Tiansheng has developed a three-layer technology architecture for AI in finance, consisting of a perception layer, a cognition layer, and a decision layer, enabling AI systems to perform complete cognitive processes similar to human analysts [2] - The core innovation of this architecture lies in its ability to handle the "spatiotemporal correlation" of financial data, enhancing the predictive capabilities of market dynamics [4] Group 2: Scenario Architecture Development - In the intelligent investment advisory sector, a full-process scenario architecture has been created, significantly improving service granularity to 15 times that of traditional models by dynamically adjusting asset allocation based on investor needs and market conditions [5] - The integration of AI with blockchain technology has led to a smart contract execution framework that enhances contract review efficiency by 95% while ensuring traceability of the review process [5] Group 3: Ecological Architecture Construction - An innovative three-dimensional collaborative ecological architecture has been established in regulatory technology, enhancing the efficiency of market risk management by 75% and improving the identification rate of cross-institutional risk transmission to 99% [7] - The macro risk warning ecosystem developed integrates various data sources through federated learning, improving risk prediction accuracy while protecting data privacy, thus facilitating the digital transformation of regulatory models [7] Group 4: Overall Impact on Financial Technology - Peng Tiansheng's architectural thinking redefines the integration path of AI and finance, transforming technology from a collection of tools into a cohesive, dynamically evolving infrastructure that serves market understanding and user needs [8] - This dual focus on technological depth and ecological structure is becoming a core driving force for systemic change in capital markets during the financial technology era [8]