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金融支持源源不断 擦亮“白马柠檬”金字招牌——农行广安分行助力柠檬产业高质量发展

Core Viewpoint - The "Baimai Lemon" from Guang'an District, Sichuan Province, has been recognized as a national special agricultural product, reflecting its successful transformation from a small-scale crop to a significant agricultural brand [1]. Group 1: Financial Support and Agricultural Development - Agricultural Bank of China (ABC) provided tailored credit solutions, such as the "Facility Loan," which allows farmers to access up to 20 million yuan without collateral, facilitating their operational needs [3][4]. - The loan support has enabled farmers like Tang Xuejin to expand their operations, including building cold storage facilities to sell lemons at higher prices [3][4]. - ABC Guang'an Branch's agricultural loans have reached a balance of 3.286 billion yuan, an increase of 203 million yuan since the beginning of the year [4]. Group 2: Agricultural Production and Market Expansion - The climate in Baimai Township is ideal for lemon cultivation, with over 8,000 acres dedicated to lemon farming, producing 7,500 tons annually and generating a total output value of 108 million yuan [4]. - The development of "Baimai Lemon" has led to an increase in farmers' annual income by 1,000 yuan, with the product now in high demand both domestically and internationally [4]. - The local government is accelerating the construction of a lemon distribution center and developing a deep processing industry chain to enhance market reach [4][5]. Group 3: Rural Financial Services and Credit Village Initiatives - ABC Guang'an Branch has established 306 credit villages and evaluated 12,384 credit users, facilitating online loan applications and approvals for farmers [5]. - The bank's strategy includes a cooperative model involving agricultural companies, bases, and farmers, aimed at increasing agricultural credit supply and supporting rural revitalization [5].