老年人险成洗钱工具人，解密陷阱后的黑色产业链丨破暗

Core Viewpoint - The article highlights a growing trend of scams targeting elderly individuals under the guise of "poverty alleviation" and "rural revitalization" funds, where fraudsters exploit their trust in government programs to facilitate money laundering activities [1][4]. Group 1: Scam Mechanisms - Fraudsters impersonate government agencies and use deceptive tactics such as fake apps and SMS to lure victims into providing personal banking information [1][3]. - The scams often involve a process where victims are instructed to transfer a "verification fund" to a designated account, which is actually a method for laundering money [2][3]. - A case in Baotou illustrates how an elderly man was misled into believing he was receiving government funds, only to become an unwitting participant in a money laundering scheme [2][5]. Group 2: Target Demographics - The elderly population is particularly vulnerable due to limited access to information and a lack of awareness regarding financial risks, making them prime targets for these scams [1][3]. - Multiple cases across various regions indicate a systematic targeting of older individuals, with fraudsters capitalizing on their trust in state-sponsored financial assistance [4][5]. Group 3: Criminal Networks - The article describes the emergence of organized crime networks that have developed sophisticated methods for executing these scams, including training for fraudsters on how to manipulate victims [5]. - Investigations reveal a complete black market chain from information gathering to the execution of fraudulent transactions, indicating a high level of organization and professionalism among the criminals [4][5].