稳定币+跨境支付：深度布局的6家公司

Core Insights - In 2025, global fintech is expected to undergo a significant transformation with the implementation of Hong Kong's Stablecoin Regulation on August 1, marking the first comprehensive regulatory framework for fiat-backed stablecoins in the Asia-Pacific region [1] - The launch of the "Cross-Border Payment Link" between mainland China and Hong Kong on June 22 aims to reduce cross-border remittance efficiency from "days" to "minutes" [1] - Stablecoins, pegged to fiat currencies like HKD and USD, are becoming essential tools for decentralized cross-border payments, with Hong Kong positioned as a key offshore RMB center [1] - The convergence of policy and technology is driving the integration of stablecoins and cross-border payments, attracting tech companies that are strategically positioning themselves in this space [1] Company Summaries - Sifang Jinchuan: Holds technological and compliance advantages in the stablecoin sector with its FINNOSafe platform, which supports the entire process of stablecoin issuance, custody, and regulation. The company is a core service provider for the mBridge project, processing over 100,000 transactions daily [3] - Fabien Information: The only A-share market company explicitly involved in stablecoin business, providing trading systems and supply chain management services for overseas clients, leveraging blockchain and smart contracts for cross-border payment system development [4] - Jingbeifang: Possesses blockchain and smart contract technology reserves, actively participating in the digital RMB and m-CBDC Bridge projects. The company collaborates with major state-owned banks and explores stablecoin applications with JD Digital Technology [5] - Tianyang Technology: Demonstrates strengths in blockchain technology and compliance, with its FINNOSafe cross-border payment system passing Hong Kong's regulatory sandbox tests. The company has developed a unified payment center that reduces costs by over 70% compared to traditional SWIFT [6] - Chutianlong: Features cross-border payment technology and compliance responsiveness, with a digital RMB smart contract platform supporting multi-currency settlements. The company has issued over 210 million hard wallets for cross-border payment applications [7] - Changliang Technology: Offers distributed architecture support and multi-chain compliance system development, collaborating with Standard Chartered Bank and JD to establish stablecoin issuance and reserve auditing systems [8] Industry Trends - Stablecoins are emerging as innovative financial tools that combine traditional asset values with blockchain technology, addressing key pain points in cross-border payments [8] - The six highlighted companies represent three major trends in the stablecoin and cross-border payment sectors: compliance, scenario-based applications, and internationalization [8] - With the regulatory window opening in August, technology pioneers in this field are likely to emerge as the biggest winners [8]