房子已经过剩，开发商却还在不断盖楼，主要有4个原因

Group 1 - The core argument is that despite the perception of housing surplus in China, developers continue to build due to a complex interplay of factors, including financialization of real estate, ongoing urbanization, improving housing demands, and survival pressures on developers [1][8]. Group 2 - The financialization of real estate has led to a mismatch in supply and demand, with many properties being hoarded rather than utilized for living or renting, resulting in a shortage of available housing for genuine buyers [1][8]. Group 3 - Urbanization continues to drive housing demand, with China's urbanization rate at 66.16%, indicating significant room for growth compared to developed countries, thus creating ongoing housing needs as rural populations migrate to cities [2][8]. Group 4 - There is a sustained release of demand for improved housing as families seek larger or more modern living spaces due to better economic conditions or changes in family size, providing a stable market for developers [6][8]. Group 5 - Developers face survival pressures that compel them to continue acquiring land and developing projects; halting construction could disrupt their financing chains and increase the risk of financial instability [7][8].