上海市嘉定区闽商投资企业协会走进小就是大，融资难、资源缺、流量贵难题如何破解？

Group 1 - The core issue facing small and micro enterprises is the "threefold dilemma" of financing difficulties, lack of resources, and high customer acquisition costs [2] - Traditional banks favor fixed asset collateral for loans, leaving many small and micro enterprises without access to financing due to insufficient collateral [2][5] - New financing platforms have lower entry barriers but suffer from fragmented credit information, leading to significantly higher financing costs [2] Group 2 - The Shanghai Jiading District Minshang Investment Enterprise Association, established in 2008, aims to serve its members and promote development, covering nearly 400 member enterprises across various industries [4] - The association's activities include deep discussions on how to penetrate the last mile of service in the enterprise service ecosystem [5] Group 3 - Small is Big Group aims to create a standardized financial service model to assist small and micro enterprises, linking them with over 300 banks and 482 business associations [8] - The group has helped over 30,000 enterprise clients secure financial resources at rates lower than the market average by transforming operational data into credit assets [8][9] Group 4 - The initiative "Financial Empowerment for Ten Thousand Enterprises" launched by Small is Big in 2025 aims to connect over 100,000 enterprises with industry-specific needs [9] - The group has developed an online selection mall and media platform to help enterprises enhance their brand visibility and customer acquisition strategies [9] Group 5 - The visit highlighted the significant contributions of Small is Big in addressing financing challenges for small and micro enterprises, emphasizing the importance of tailored financing solutions [12] - The discussion also focused on enhancing the "self-sustaining" capabilities of enterprises through the enterprise service ecosystem, promoting the flow of financial resources and digital capabilities to small and micro enterprises [14]