重庆农商行：力推科技企业并购贷款业务 送上融资“及时雨”

Core Viewpoint - Chongqing Rural Commercial Bank is actively supporting the growth of technology-based enterprises in Chongqing by providing innovative financial products and services, particularly focusing on addressing the financing challenges faced by these companies [1][2][3] Group 1: Financial Support for Technology Enterprises - The bank has a loan balance exceeding 800 billion yuan for technology-based enterprises, supporting over 4,000 companies [1] - Various credit products have been launched to meet the diverse financing needs of technology enterprises, including Technology Growth Loans, Pharmaceutical R&D Loans, and Jiangyu Listing Loans [1] - The bank has reduced loan interest rates for clients in technology innovation and advanced manufacturing sectors, enhancing financing efficiency and lowering costs [1] Group 2: Mergers and Acquisitions Financing - Since March, the bank has introduced acquisition loan services for technology enterprises in response to national policies, establishing a dedicated team to tailor financial services to meet enterprise needs [2] - A case study highlights the bank's quick response in providing a 220 million yuan acquisition loan to a leading technology company in the smart connected vehicle and new energy vehicle testing sector, facilitating its strategic development [2][3] - The bank's acquisition loan services are designed to provide sufficient funding and flexible repayment options, aiding enterprises in acquiring key technologies and resources for growth [3] Group 3: Future Directions - The bank plans to continue leveraging policy guidance to enhance its business development, focusing on the "33618" modern industrial cluster system in Chongqing [3] - A comprehensive service system covering the entire lifecycle of technology enterprises will be established to support their growth through mergers and acquisitions [3] - The bank aims to promote the development of new productive forces in the city by enhancing technology levels and facilitating capital circulation for technology enterprises [3]