21独家｜中国信托业协会组织召开编审会 制定《保险金信托业务指引》

Core Viewpoint - The China Trust Industry Association is organizing a conference to draft guidelines for insurance trust business, aiming to standardize operations and promote high-quality development in the trust industry [1][2]. Group 1: Conference and Participants - The conference is held in Xi'an from June 24 to 25, with participation from various trust companies and legal experts [1]. - The purpose of the conference is to align the trust industry with regulatory requirements and to promote the transformation of the trust sector [1][2]. Group 2: Guidelines Overview - The draft guidelines consist of nine chapters and forty articles, covering aspects such as establishment, management, risk management, and self-regulation of insurance trust business [3]. - The guidelines aim to clarify the definition of insurance trust, which involves accepting commissions from individuals or families based on life insurance contracts [3]. Group 3: Business Process Management - The guidelines establish comprehensive management requirements for the entire process of insurance trust business, including promotion, due diligence, investment management, and information disclosure [5][6]. - Trust companies are required to set up risk identification and control mechanisms throughout the business process to protect the rights of clients and beneficiaries [7]. Group 4: Encouragement of Innovation and Collaboration - The guidelines encourage trust companies to innovate and collaborate across various sectors, such as healthcare, education, and charity, to meet the growing wealth management needs of clients [7]. - Trust companies are advised to maintain compliance with legal regulations while pursuing innovative activities [8].