“去银行化”！美国银行业成为特朗普的下一个目标

Group 1 - Major banks in the U.S. are facing dual pressure from Republican state governments and the Trump administration, which accuse them of discriminating against industries like gun manufacturing and fossil fuels [1][2] - The Trump administration is considering an executive order on "debanking," which could shift federal power towards the banking sector and threaten banks' relationships with the federal government, including core operations like Treasury sales [1][3][4] - Conservative states have blacklisted certain banks, prohibiting them from participating in state contracts, claiming that banks are making business decisions based on political motives rather than traditional risk assessments [2][3] Group 2 - Banks argue that their business decisions are based on financial, legal, and reputational risks, and they have been meeting with state officials to counter accusations of political discrimination [2][3] - Major banks like Goldman Sachs, Morgan Stanley, and Wells Fargo are reconsidering restrictions on coal industry partnerships, with Bank of America lifting its ban on coal companies by the end of 2023 [3] - The Trump administration's involvement has made "bank discrimination" a new focal point, with accusations from conservative groups that banks are refusing services based on political affiliations [3][4] Group 3 - The regulatory environment is shifting, with Republican lawmakers proposing legislation to prevent regulators from considering reputational risk factors in their assessments [5] - Increased meetings between large banks and Republican state governments indicate a growing concern over the political implications of banking decisions [5][6] - Officials like Oklahoma's State Treasurer Todd Russ emphasize the need for banks to act impartially without political or ideological influences in their financial decisions [6]