上半年9家金租共收18张罚单 严查售后回租与公司治理

Core Insights - The financial leasing industry is experiencing increased regulatory scrutiny, particularly regarding the use of public assets as leasing objects and non-equipment sale-leaseback transactions, which have become key areas for penalties in 2025 [1][3][5] Regulatory Penalties - In the first half of 2025, nine financial leasing companies received a total of 18 regulatory fines, amounting to nearly 8 million yuan, involving nine related personnel [1] - The number of penalties and the total amount fined have significantly decreased compared to the first half of 2024, where 12 companies faced 15 fines totaling 17.15 million yuan [2] - The decline in penalties is attributed to the implementation of the "Financial Leasing Company Management Measures" and improved internal compliance systems within the industry [2] Compliance and Governance - The introduction of new regulations has prompted financial leasing companies to enhance their governance and management capabilities, focusing on compliance and risk control [1][6] - Companies are now required to adhere strictly to the types of leasing objects defined by the regulations, which include equipment assets and other assets recognized by the regulatory authority [3] - There is a notable shift towards reducing the proportion of sale-leaseback transactions and increasing direct leasing business [3][4] Risk Control and Management - Regulatory focus has expanded to include risk control measures, with penalties issued for violations related to credit information management [7] - Financial leasing companies are encouraged to develop risk management systems in new sectors, such as renewable energy and smart manufacturing equipment [7][8] - Experts suggest that companies should integrate prudent operational principles into their decision-making processes and enhance their internal control systems to improve compliance and risk management [8]