Group 1 - Fiserv plans to launch a new stablecoin "FIUSD" and a cryptocurrency trading platform, expected to integrate with its existing banking and payment infrastructure by the end of this year [2][3] - Fiserv is a leading global provider of financial services technology solutions, offering payment processing, banking systems, electronic funds transfer, loan processing, and digital banking platforms [2] - Following the acquisition of First Data in 2019, Fiserv has become one of the largest payment processors in the U.S., handling over 40% of credit and debit card transactions [2] Group 2 - The U.S. Senate has passed the "GENIUS Act," establishing a regulatory framework for stablecoins, reflecting the government's intent to lead the global stablecoin market [3] - Fiserv's FIUSD will utilize the stablecoin infrastructure of Paxos and Circle, positioning itself as a bank-friendly currency to provide efficient and interoperable digital asset services [3] - Fiserv aims to simplify the stablecoin access process through a secure and scalable ecosystem, leveraging its extensive network of 10,000 financial institutions and 6 million merchants [3][4] Group 3 - Fiserv's COO stated that the company is uniquely positioned to advance stablecoin payments, helping to popularize blockchain financial services [4] - With its core banking systems, payment processing capabilities, and ongoing mergers and acquisitions, Fiserv maintains significant competitiveness in the fintech sector [4] - The recent focus on stablecoins and blockchain technology aims to solidify Fiserv's position in financial innovation, necessitating continued investment in R&D to remain competitive [4]
支付巨头Fiserv计划年内推出稳定币“FIUSD”