兴业银行乌鲁木齐分行金融助力民营科技型小微企业解决融资难题

Group 1 - The core issue faced by small and micro enterprises, especially private technology-based ones, is the difficulty in obtaining financing due to limited scale and lack of suitable collateral [1] - Industrial Bank's Urumqi branch has actively responded to national financial supervision and development requirements by organizing financial representatives to engage with local private technology-based small and micro enterprises [1] - The specific case involves a technology company in the energy IoT sector that has faced declining revenue and negative profits in recent years, with a projected turnaround by the end of 2024 [1] Group 2 - The financial representatives from Industrial Bank learned about the company's financing needs and introduced the "Xing Su Loan (exclusive for quality tech enterprises)" online financing service [2] - The company submitted an online financing application and received an initial approval of 10 million yuan, ultimately securing a credit limit of 9.58 million yuan [2] - The bank plans to continue enhancing inclusive financial services and exploring more financial products and service models tailored to the needs of small and micro enterprises in the region [2]