守护万家灯火！专家呼吁：加速构建特殊需要信托制度，促进完善残疾人社会保障体系

Core Viewpoint - The establishment of a special needs trust system in China is crucial for improving the social security framework for disabled individuals and other special groups, aligning with national modernization goals and enhancing the quality of life for these populations [2][5][10]. Group 1: Importance of Special Needs Trust - Special needs trusts are designed to meet the living security needs of special groups, including the disabled and elderly with cognitive impairments [3]. - The trust system offers long-term care, asset protection, efficient management, and flexible mechanisms that align with the needs of vulnerable populations [4]. - The introduction of a special needs trust mechanism provides a new solution for the living security of millions of disabled individuals in China [4][6]. Group 2: Legal and Institutional Framework - The development of a special needs trust system is a significant step towards enhancing China's social security system and legal framework [5]. - It is essential to establish a legal structure that supports the special needs trust, ensuring it is not merely a financial product but a comprehensive legal mechanism [4][5]. - The system aims to integrate government, family, and social resources to provide dignified living conditions for disabled individuals [6][10]. Group 3: Challenges and Recommendations - The special needs trust sector faces challenges due to a disconnect between demand and supply, with families needing support while services remain uncoordinated [6][8]. - To enhance the effectiveness of the trust system, it is recommended to prioritize basic needs before addressing personalized requirements, ensuring a solid foundation for the system [8][10]. - Collaboration among policymakers, beneficiaries, and scholars is necessary to align the supply side with actual needs, fostering a more responsive and effective trust system [10][11].