美监管机构拟放宽大型银行资本规定 或释放数百亿美元资本空间

Group 1 - The three major U.S. financial regulatory agencies proposed to lower the "enhanced supplementary leverage ratio" (eSLR) requirements for the largest systemically important banks, marking a significant step in the deregulation path initiated under Trump [1] - The Federal Reserve, OCC, and FDIC plan to adjust the current 5% eSLR standard for bank holding companies and the 6% standard for deposit institutions to a floating range of 3.5% to 4.25% based on risk conditions [1] - This change could allow large banks, including JPMorgan Chase and Goldman Sachs, to release hundreds of billions of dollars in capital space, with estimates suggesting a potential release of $54 billion to $185 billion in capital [1] Group 2 - The proposal has sparked intense discussions among market participants and regulators, with differing opinions within the Federal Reserve [2] - The new Vice Chair for Supervision, Bowman, supports the proposal as a first step in balancing financial system stability and resilience in the Treasury market [2] - However, former Vice Chair Barr and another Fed governor opposed the measure, arguing it would weaken the risk resilience of systemically important banks [2] - The proposal does not include the exclusion of U.S. Treasury securities from the eSLR calculation, which large banks have long advocated for [2] - The proposal has initiated a 60-day public comment period, with the FDIC planning to hold a meeting to further discuss regulatory easing [2]