彩票中 500 万，现金支票 VS 转账支票，怎么选才稳妥？

Core Viewpoint - The increasing popularity of lottery purchases among the public is highlighted, with a significant rise in sales expected in 2025, despite the low probability of winning large prizes [1][3]. Group 1: Lottery Sales and Participation - The national lottery sales are projected to reach 287.3 billion yuan in the first half of 2025, marking a year-on-year growth of 17.6% [1]. - The probability of winning major lottery prizes is extremely low, with the odds of winning the Super Lottery at 1 in 21.42 million and the odds for the 5 million yuan prize in the Double Color Ball at 1 in 17 million [3]. Group 2: Payment Methods for Lottery Winnings - There are two main payment methods for lottery winnings: cash checks and transfer checks, each with distinct advantages and disadvantages [3][5]. - Cash checks offer anonymity and convenience, allowing winners to protect their privacy and make large purchases directly [5]. - Transfer checks provide higher security, as they are named payments, making it difficult for others to access the funds if lost. They also allow for clearer tracking of the source of funds, which can simplify tax obligations [7]. Group 3: Winner Preferences and Trends - A survey conducted in 2024 indicated that 78.3% of 1,000 lottery winners preferred transfer checks for their convenience, while only 21.7% opted for cash checks [9]. - The trend towards digital payments and cryptocurrencies is expected to further decrease the likelihood of winners choosing cash checks in the future [9].