兴业银行哈尔滨分行：金融赋能龙江文旅高质量发展

Group 1 - The core focus of the Industrial Bank Harbin Branch is to support the "cultural tourism economy" through credit, aiding the infrastructure development of the cultural tourism industry in Heilongjiang [1] - As of the end of May, the loan balance for the cultural tourism industry exceeded 2.1 billion yuan, and the bank was recognized as an "Advanced Unit for Financial Support of Heilongjiang Cultural Tourism" [1] Group 2 - The bank has introduced an innovative biological asset credit enhancement model to address financing challenges for the Harbin Polar Museum project, incorporating live assets like dolphins and belugas into the credit enhancement scope [2] - Recently, the bank provided a targeted loan of 193 million yuan for the second phase expansion of the Harbin Polar Museum, supporting the construction of a multimedia interactive experience area [2] Group 3 - The bank launched a specialized product called "Longyou Loan" to cater to the financing needs of key segments in the cultural tourism industry, such as chain hotels and restaurants [3] - The bank's financial representatives conducted in-depth research on the financing needs of local chain hotels, streamlining the approval process from one week to one working day, enabling businesses to seize market opportunities [3] - To date, this product has disbursed nearly 70 million yuan, accelerating market opportunities for 30 chain hotels and restaurants [3] Group 4 - The bank has innovated a standardized and customized "Pocket Change" service, particularly for the taxi industry, to address the issue of drivers needing change [4] - By increasing the inventory of small denomination cash and facilitating cash withdrawal for international visitors, the bank enhances the overall service experience for both local and international tourists [4] - The bank integrates warm services throughout the cultural tourism ecosystem, utilizing online financial tools to assist ice and snow industry enterprises in accelerating capital turnover [4]