提振消费再获“真金”支持：六部门明确金融促消费路线图，5000亿元服务消费与养老再贷款将落地

Core Viewpoint - The Chinese government has prioritized consumption as a key task for economic recovery, with new policies aimed at enhancing consumer spending and financial support for various sectors [2][3]. Group 1: Financial Support for Consumption - A joint guideline issued by six government departments outlines 19 key measures to support and expand consumption, including a 500 billion yuan service consumption and pension relending program [2][4]. - The guideline emphasizes a comprehensive financial support framework for consumption, moving away from fragmented policies to a more systematic approach [3][4]. - Specific financial support will be provided for three main areas: goods consumption, service consumption, and new consumption types, with tailored measures for each sector [5][6]. Group 2: Focus on Service Consumption - The guideline highlights the importance of service consumption, proposing increased credit support for key service sectors such as retail, hospitality, and elder care [5][6]. - Financial institutions are encouraged to develop personalized financial products and services tailored to the characteristics of service consumption [6]. - The document also calls for enhanced support for new consumption models, including digital, green, and health-related consumption [6]. Group 3: Broader Economic Context - Recent policies aimed at improving social security and raising minimum wage standards are seen as crucial for boosting consumer spending from the income side [7][8]. - Experts suggest that increasing employment and income, along with creating more consumption scenarios, are essential for stimulating demand [7][8]. - The development of the service sector is highlighted as a key driver for job creation and income growth, addressing the disparity between economic growth and individual income perception [8].