首批发放贷款1850万元！“昆旅贷”破解文旅企业融资难题

Core Viewpoint - The "Kunlv Loan" policy aims to provide financial support to the cultural and tourism industry in Kunming, facilitating the development of local enterprises through innovative financing solutions [1][5]. Group 1: Loan Distribution and Beneficiaries - On June 27, the first batch of loans amounting to 18.5 million yuan was issued to five cultural and tourism enterprises [1]. - The beneficiaries include Yunnan Wukuo Hotel Management Co., Kunming Tongjing Environmental Art Engineering Design Co., and Kunming Xijing Cultural Tourism Development Co., covering various sectors such as hotels, restaurants, and cultural creativity [3]. - Yunnan Wukuo Hotel Management Co. faced challenges in securing loans due to the lack of fixed asset recognition for their projects, which are located on land owned by villagers and collectives [3]. Group 2: Loan Features and Mechanism - The "Kunlv Loan" is characterized by low costs, low thresholds, and high limits, allowing enterprises to apply for loans up to 10 million yuan with a maximum term of five years [7]. - The loan interest rate is determined based on market conditions, with a guarantee from a cooperative guarantee company to reduce financing costs for enterprises [7]. - The guarantee fee for loans below 5 million yuan is capped at 1% per year, while loans between 5 million and 10 million yuan are capped at 1.5% per year, with government subsidies available for eligible enterprises [7]. Group 3: Future Plans and Industry Impact - The Kunming Municipal Financial Office plans to continue promoting the "Kunlv Loan" policy and expand its coverage to more enterprises [8]. - The initiative is expected to enhance the reception capacity of local tourism facilities, particularly in areas like the Dianchi Lake Greenway, which has seen increased visitor traffic [5]. - The "Kunlv Loan" is part of a broader strategy to support the cultural and tourism industry, which is viewed as a key driver of consumption and economic growth in Kunming [5].