Core Insights - Suzhou Rural Commercial Bank has successfully launched its core system based on "fully domestic + distributed architecture," showcasing the strategic determination of local banks in the path of financial technology self-control [1] - The "Su Nong Plan" serves as a practical model for the national financial innovation and transformation [1] Group 1: Technological Advancements - The bank has achieved 100% domestic replacement from hardware servers to application layers, establishing a self-controllable financial technology infrastructure [2] - The new system has significantly improved performance, with daily transaction capacity increasing from 1 million to 10 million, peak transaction processing capability rising from 200 transactions per second to 6,800, online response time reduced to 30 milliseconds, and end-of-day batch processing time cut from 80 minutes to 18 minutes [2] - The upgrade process took three years, involving a step-by-step transition in areas such as channel services, risk management, and infrastructure [2] Group 2: Collaborative Efforts - The core system upgrade involved over 400 days of collaboration across multiple departments, with a special task force established to complete technical feasibility certification in four months [3] - A "dual-core drive" dual-track model was innovatively adopted during implementation to ensure the stability of traditional systems while simultaneously advancing service governance and optimization [3] - The project fostered a team proficient in domestic technology and business logic, enhancing the bank's digital transformation capabilities [3] Group 3: Business Transformation - The new system has driven deep changes in business scenarios, enhancing customer service experience through refined institutional management and integrated multi-currency accounting systems [4] - The distributed architecture has significantly improved resource utilization and reduced infrastructure costs, with system capacity increasing by 20 times [4] - The upgrade represents a successful validation of 100% domestic technology stack and embodies the deep practice of "technology leading business, and business feeding back into technology" [4]
100%国产化,实现全栈信创新突破