解民忧、惠民生、暖民心——银联商务“支付+”服务助力实体经济发展

Group 1: Consumer Upgrade Policy - The "old-for-new" policy has been continuously updated since last year, effectively promoting consumption and driving significant industrial transformation and upgrades [1] - The Beijing Municipal Bureau of Commerce announced an expansion of the subsidy categories for the "old-for-new" program, which includes automobiles, home appliances, electric bicycles, and digital products [1] Group 2: Payment Solutions for Small Merchants - UnionPay Business has been appointed as the payment and technology service provider for the "old-for-new" initiative in Beijing starting in the second half of 2024 [2] - The company introduced a combination solution of "Xiao U single product + Jing Tong mini program + merchant mini program assistant" to facilitate easier system integration for small merchants, overcoming previous technical barriers [2] - UnionPay Business has assisted hundreds of merchants and over a thousand stores in Beijing, generating transaction amounts exceeding 10 billion yuan [2] Group 3: Smart Elderly Care Services - The Beijing Civil Affairs Bureau provides meal subsidies to eligible elderly residents through a reimbursement model, and the "Parents' Canteen" brand was launched in September 2022 to enhance meal services [3] - UnionPay Business has collaborated with the Xicheng District Civil Affairs Bureau to provide smart terminal devices and payment services for the "Parents' Canteen," streamlining the meal ordering and payment process for elderly residents [3] - The service has been implemented in over 200 "Parents' Canteens," covering 263 communities, allowing elderly individuals to pay conveniently using facial recognition [3] Group 4: Elderly Assistance Card Payment Integration - The Elderly Assistance Card serves as a credential for elderly residents to access various social welfare benefits in Beijing [4] - UnionPay Business has integrated the payment function for the Elderly Assistance Card at 125 meal points, enabling a seamless payment process for elderly users [4] - In 2024, the company launched a mini program in the "Cloud Flash Payment" app for online binding of the Elderly Assistance Card, facilitating easy payments for users [4] Group 5: Smart Agricultural Wholesale Market - The Xinfadi Market in Beijing is one of the largest agricultural wholesale markets in Asia, with a daily foot traffic exceeding 30,000 [5] - UnionPay Business, in collaboration with Beijing Bank, developed a smart settlement service solution to enhance payment efficiency in the market, including a "cash register scale + C-scan B payment" product combination [6] - The company has also introduced customized services such as voice broadcasting and online shopping carts to improve market management and merchant operations [7] Group 6: Upgraded Transportation Payment Systems - Beijing's urban rail transit has become the first in the world to support five major card organizations for contactless entry [8] - UnionPay Business played a key role in the system upgrades for ticketing machines and entry gates to accommodate international cards, ensuring smooth transaction processes [8] - The company has also implemented various payment methods for local residents and foreign visitors, enhancing the overall travel experience in Beijing [9] Group 7: Commitment to Social Services - UnionPay Business is dedicated to empowering social services through technology and payment solutions, contributing to various initiatives such as "old-for-new," elderly meal services, smart agriculture, and transportation improvements [9] - The company aims to continue enhancing financial services and digital solutions to benefit the public and support high-quality development in Beijing [9]