234亿元！科研投入创新高，蚂蚁AI再进化

Core Insights - Ant Group's 2024 Sustainable Development Report highlights a refreshed strategy focusing on AI applications in various sectors, including healthcare and financial services [1][3][9] Group 1: AI Development and Applications - Ant Group's AI strategy has evolved to be more practical, with over 130 million users benefiting from its AI services, 43% of whom are from lower-tier cities [4][6] - The newly launched AI health application "AQ" simulates real doctor-patient interactions, providing personalized health information and over a hundred AI functionalities [5][11] - The AI financial assistant "蚂小财" has been upgraded to enhance user experience and provide in-depth analysis of market trends and fund performance, catering to users from lower-tier cities [6][8] Group 2: Research and Investment - Ant Group's research investment reached a record high of 23.45 billion yuan in 2024, marking the third consecutive year of R&D spending exceeding 10% of revenue [7][8] - The company is focusing on advanced technologies such as large models, reinforcement learning, and trusted AI, while also exploring human-computer interaction technologies [8][9] Group 3: Future Directions and Ethical Considerations - Ant Group aims to integrate AI into daily life, requiring breakthroughs in technology and a comprehensive approach to application scenarios [10][11] - The establishment of a technology ethics committee reflects the company's commitment to responsible AI development, ensuring ethical considerations are embedded in the entire technology lifecycle [11][12]