澳洲房价反弹开始？专家：利率还会降，买房得趁早！

Core Insights - The Australian property market is experiencing a significant divergence in price trends between Melbourne and Sydney due to changing interest rate policies [1][3] - Melbourne's median house price has dropped 0.4% over the past year, marking its second annual decline in three years, making it one of the cheapest capital cities [1] - Sydney's house prices are still rising but at a much slower rate, with annual growth slowing from 6.9% to 1.3% [3] Melbourne Market Analysis - The decline in Melbourne's property prices is attributed to high interest rates and a concentration of transactions in lower-priced apartments [1] - The city has seen a significant drop in median house prices, now lower than those in Perth and Adelaide [1] Sydney Market Analysis - Despite a slowdown, Sydney's property prices have entered a rebound phase since the Reserve Bank of Australia initiated rate cuts in February [3] - The increase in listings and rising interest rates have exerted pressure on Sydney's property prices [3] National Trends - Nationally, property prices increased by 1.4% in the latest quarter, up from 0.9% in the previous quarter, with an expected annual growth rate of 5.8% [12] - The market is sensitive to monetary policy changes, particularly in the mid to low-price segments where first-time buyers and investors are becoming more active [3][12] Future Outlook - Analysts expect continued price growth, particularly in areas with high demand from mainstream buyers, although not at the explosive rates seen in previous years [12][13] - The Australian property market is showing signs of recovery, with auction clearance rates reaching a yearly high [12] Affordability Issues - Housing affordability remains a critical issue, with families in capital cities needing an average of 10.6 years to save for a 20% deposit [15] - In Sydney, this duration extends to 13.1 years, highlighting the ongoing challenges faced by potential homebuyers [15]