烟台银行基金销售违规被责令改正，30日内需提交整改报告

Core Viewpoint - Yantai Bank has been subjected to corrective supervision measures by the Shandong Securities Regulatory Bureau due to multiple violations in its fund sales business, highlighting the prevalent compliance risks in the banking sector's fund distribution activities and the stringent regulatory requirements for financial institutions [1][4]. Group 1: Violations Identified - The primary issues identified at Yantai Bank include ineffective execution of internal control and risk management systems in fund sales, which may lead to a lack of necessary regulatory constraints during the sales process [3]. - The bank failed to accurately disclose customer maintenance fees to investors when selling public fund products, which could mislead investors and affect their decision-making [3]. - The bank did not apply for a new license after changes occurred in the registered matters of its Securities and Futures Business License, violating relevant document management regulations [3]. Group 2: Regulatory Actions and Requirements - The Shandong Securities Regulatory Bureau specified that Yantai Bank's actions violated specific provisions of the "Supervision and Administration Measures for Fund Sales Institutions" [4]. - The regulatory authority has mandated the bank to enhance compliance management in its fund sales business and to submit a written rectification report within 30 days of receiving the decision [4]. - The rectification process must not only address existing issues but also establish a long-term mechanism to prevent similar violations in the future, with the regulatory body planning to follow up on the implementation of these measures [4].