“跨境支付通”上线，香港跨境汇款迈入“秒达”新时代

Core Viewpoint - The successful launch of the "Cross-Border Payment Pass" by the Laiwu branch of the Industrial and Commercial Bank of China marks a significant advancement in cross-border payment services, enhancing convenience, timeliness, and security for residents in both regions [1] Group 1: Service Overview - The "Cross-Border Payment Pass" is a collaborative initiative between the People's Bank of China and the Hong Kong Monetary Authority, aimed at facilitating quick remittance services for salary payments, tuition fees, and medical expenses [1] - Compared to traditional cross-border remittance methods, the new service allows individuals to make convenient remittances without submitting business background information, using only a mobile phone number or bank account [1] - The service supports real-time currency exchange between Renminbi and Hong Kong dollars, eliminating the need for a separate currency exchange process [1] Group 2: Customer Experience - Customers have reported a significantly improved experience, highlighting the ease of use, quick transaction times, and elimination of fees as major benefits of the "Cross-Border Payment Pass" [1] - A customer shared her positive experience, noting that the new service has made it much easier to send money for travel and shopping without the hassle of paperwork and high fees [1] Group 3: Future Implications - The successful implementation of the "Cross-Border Payment Pass" is seen as a landmark event in deepening financial openness and addressing the payment service needs of residents [1] - The Laiwu branch plans to continue enhancing payment service offerings to provide safer, more efficient, and cost-effective payment solutions for local residents [1]