“村改支”再扩版图！这家农商银行的三家支行陆续开业

Core Viewpoint - Changshu Rural Commercial Bank is expanding its presence in Jiangsu province through the acquisition and restructuring of three village banks into branches, enhancing its service network and regional penetration [2][3]. Group 1: Expansion Strategy - The bank plans to hold its first extraordinary shareholders' meeting on February 26, 2025, to approve the absorption of Jiangsu Jiangning Shangyin Village Bank, Suqian Sucheng Xingfu Village Bank, and Jiangsu Baoying Jincheng Village Bank, with regulatory approval received on June 26, 2025 [2]. - The newly established branches in Nanjing Jiangning, Yangzhou Baoying, and Suqian Sucheng were officially opened on June 28 and June 30, 2025, respectively [2]. Group 2: Regional Penetration and Resource Synergy - The establishment of these branches allows Changshu Rural Commercial Bank to extend its service network into previously uncovered areas, filling gaps in provincial capital cities and surrounding core regions [3]. - The bank aims to leverage the rich financial, policy, information, and talent resources available in Nanjing to enhance resource allocation efficiency and market responsiveness [3]. Group 3: Operational Efficiency and Risk Management - The "village-to-branch" model offers significant advantages over new branch establishment, as the acquired village banks already possess a customer base, business network, and operational experience [4]. - Changshu Rural Commercial Bank intends to integrate these village banks using its mature management systems and strong risk control technologies, effectively managing initial expansion risks [4].