证券之星消息，10月21日农商行板块较上一交易日下跌0.3%，渝农商行领跌。当日上证指数报收于 3916.33，上涨1.36%。深证成指报收于13077.32，上涨2.06%。农商行板块个股涨跌见下表： 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成投资建议。 从资金流向上来看，当日农商行板块主力资金净流出1.11亿元，游资资金净流出9955.45万元，散户资金 净流入2.11亿元。农商行板块个股资金流向见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 002807 | 江阴银行 | 5.05 | 2.43% | 72.00万 | 3.61亿 | | 601860 | 紫金银行 | 2.94 | 1.03% | 50.16万 | 1.47亿 | | 002839 | 张家港行 | 4.48 | 0.67% | 37.89万 | 1.69 Z | | 002958 | 青农商行 | 3.27 | 0.31% | - 44.3 ...

● 李玉敏 李蕴奇 近日，多家理财公司宣布与中小银行签订代销合作协议，参与理财代销的银行数量呈现增长态势。中国 证券报记者调研后发现，在净息差承压、自主开展理财业务空间受限的背景下，中小银行存在通过增加 代销业务来提高中间业务收入的需求。而部分中小银行渠道优势明显，对于理财公司实现更广泛的客户 覆盖和业务增长形成助力。展望未来，双方在代销领域的合作有望不断深化。 理财公司与中小银行频合作 近日，多家理财公司宣布与中小银行达成代销合作协议。 苏银理财10月17日公告表示，根据业务需要，管理人新增部分理财产品的销售机构。新增机构包括威海 银行、江南农村商业银行、福建海峡银行、苏州银行等。宁银理财也在10月17日公告称，根据宁银理财 与广州银行签署的代理销售合作协议及相关业务准备情况，自10月14日起，广州银行可代理销售该公司 旗下部分理财产品。 记者查阅各家理财公司公告发现，近期与中小银行达成代销合作协议的理财公司不在少数。10月以来， 已有招银理财、兴银理财、中银理财、光大理财等近十家理财公司宣布新增理财产品代销机构，温州银 行、高邮农村商业银行、珠海农商银行、莲都农商银行等中小银行现身新增代销机构行列。 某股 ...

近日，多家理财公司宣布与中小银行签订代销合作协议，参与理财代销的银行数量呈现增长态势。 通过上市银行2025年半年报可以发现，多家中小银行在中间业务上发力明显，成效也颇为显著。今年上 半年，常熟银行（601128）手续费及佣金净收入达1.42亿元，同比增长逾600%；瑞丰银行 （601528）、张家港行（002839）的这一指标增幅均超100%。常熟银行在公告中表示，截至今年6月 末，该行代销理财规模为72.77亿元；而2024年年末，该行代销理财规模为49.54亿元。 中国证券报记者调研发现，在净息差承压、自主开展理财业务空间受限的背景下，中小银行存在通过增 加代销业务来提高中间业务收入的需求。而部分中小银行渠道优势明显，对于理财公司实现更广泛的客 户覆盖和业务增长形成助力。展望未来，双方在代销领域的合作有望不断深化。 理财公司与中小银行合作频频 近日，多家理财公司发布公告，宣布与中小银行达成代销合作协议。 苏银理财10月17日公告表示，根据业务需要，管理人新增部分理财产品的销售机构。新增机构包括威海 银行、江南农村商业银行、福建海峡银行、苏州银行（002966）等。宁银理财10月17日也公告称，根据 宁银 ...

Investment Ratings - Banking: Overweight (Maintain) [1] - Securities: Market Weight (Maintain) [1] - Insurance: Overweight (Maintain) [1] Core Insights - The banking sector is seen as a safe haven amid rising market uncertainties, with high dividend yield assets becoming increasingly attractive [1][41] - The securities sector is benefiting from a surge in trading volumes and increased stamp duty revenues, indicating strong performance in upcoming quarterly reports [1][43] - The insurance sector is experiencing significant growth in investment income and new business value, driven by increased equity market exposure and favorable policy support [1][45] Summary by Sections Market Review - As of October 16, 2025, the banking index increased by 5.53%, the securities index decreased by 0.57%, and the insurance index rose by 6.27%, while the CSI 300 index fell by 0.48% [11] - Among the sub-sectors, Chongqing Bank (+15.90%), GF Securities (+8.98%), and New China Life Insurance (+12.21%) showed the best performance [11] Valuation Situation - As of October 16, 2025, the banking sector's price-to-book (PB) ratio is 0.73, with state-owned banks at 0.79, joint-stock banks at 0.62, city commercial banks at 0.73, and rural commercial banks at 0.65 [22] - The securities sector's PB ratio is 1.59, indicating potential for valuation recovery [24] - Insurance companies' price-to-earnings value (PEV) ratios are as follows: New China Life (0.74), China Pacific Insurance (0.59), Ping An (0.69), and China Life (0.72) [25] Recent Market Indicators - As of October 16, 2025, the one-year Medium-term Lending Facility (MLF) rate is 2.0%, and the one-year and five-year Loan Prime Rates (LPR) are 3.0% and 3.50%, respectively [29] - The average daily trading volume in the A-share market is 22,359.31 billion, showing a decrease of 13.57% [33] - The total social financing scale reached 437.08 trillion yuan, with a year-on-year growth of 8.7% [41] Company Announcements - New China Life Insurance expects a net profit of 29.986 billion to 34.122 billion yuan for the first three quarters of 2025, representing a year-on-year increase of 45% to 65% [45] - Shanghai Bank announced a cash dividend of 0.30 yuan per share, totaling 4.263 billion yuan [41]

| 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 002807 | 江阴银行 | 4.87 | 1.88% | 52.02万 | 2.52 乙 | | 002839 | 张家港行 | 4.46 | 0.90% | 56.05万 | 2.50亿 | | 601825 | 沪农商行 | 8.86 | 0.57% | 29.60万 | 2.62亿 | | 601528 | 瑞丰银行 | 5.53 | 0.55% | 19.65万 | 1.08亿 | | 600908 | 元锡银行 | 6.16 | 0.16% | 20.49万 | 1.27亿 | | 601128 | 常熟银行 | 7.13 | 0.14% | 41.76万 | 2.99亿 | | 601077 | 渝农商行 | 7.28 | 0.00% | 59.65万 | 4.35 Z | | 601860 | 紫金银行 | 2.90 | -0.34% | 62.83万 | 1.83亿 | | 603323 | 苏农银行 | 5.25 | -0.3 ...

证券之星消息，10月16日农商行板块较上一交易日上涨1.54%，江阴银行领涨。当日上证指数报收于 3916.23，上涨0.1%。深证成指报收于13086.41，下跌0.25%。农商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 002807 | 江阴银行 | 4.78 | 2.14% | 46.23万 | 2.19 Z | | 601825 | 沪农商行 | 8.81 | 1.85% | 31.99万 | 2.80亿 | | 601077 | 渝农商行 | 7.28 | 1.82% | 80.97万 | 5.85 Z | | 002839 | 张家港行 | 4.42 | 1.61% | 42.41万 | 1.86亿 | | 603323 | 苏农银行 | 5.27 | 1.15% | 29.27万 | 1.54亿 | | 601128 | 常熟银行 | 7.12 | 0.99% | 37.36万 | 2.65亿 | | 002958 | 青农商行 | 3.26 | 0.9 ...

风吹稻浪，穗飘香远；丰收时节，粮满仓廪。在中国农民丰收节到来之际，《金融时报》记者走进"人 间天堂"苏州，实地探访金融支持乡村全面振兴的生动实践。在阳澄湖畔，秋意渐浓，垂柳依依，芦苇 成海，微风拂过，波光粼粼与苍茫苇荡交相辉映，勾勒出一幅令人沉醉的江南画卷。 苏州恒洋澳龙农业科技有限公司是本地一家特色养殖企业，公司创始人通过自主研发，成功实现澳洲龙 虾淡水繁育养殖技术，并首创通过养殖技术服务保障养殖户利益，通过虾苗销售到成虾收购一系列产销 模式，带动全国养殖面积5000多亩，带动养殖户亩产从200斤提高到400斤，亩产利润达1.6万元。 公司为了不断创新养殖模式及养殖技术，准备投资创立特种水产养殖研究中心。但公司当前并无有效抵 质押物，对融资一直不抱有太大希望，公司发展由于缺乏资金陷入停滞。常熟农商银行大义支行了解到 客户情况后主动上门，详细了解客户的经营状况与资金需求，及时向客户推荐了苏农贷业务，为客户提 供"苏农贷"300万元，成功为客户解决了资金难题。截至目前，公司不但在养殖上不断创新，年销售 5000多万元，还通过文旅结合，开发恒洋文化产业园，将农业一二三产融合发展，将现代农业、科技农 业、观光农业有 ...

证券之星消息，10月15日农商行板块较上一交易日上涨0.23%，江阴银行领涨。当日上证指数报收于 3912.21，上涨1.22%。深证成指报收于13118.75，上涨1.73%。农商行板块个股涨跌见下表： 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成投资建议。 从资金流向上来看，当日农商行板块主力资金净流入722.01万元，游资资金净流出7805.35万元，散户资 金净流入7083.34万元。农商行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入(元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601128 | 常熟银行 | 3258.27万 | 9.44% | -1136.54万 | -3.29% | -2121.73万 | -6.15% | | 601077 | 渝农商行 | 3167.63万 | 4.90% | -4658.99万 | -7.21% | 1491.37 ...

Core Viewpoint - The banking sector has become a focal point in the A-share market, with all 42 listed banks experiencing gains on October 14, driven by a combination of defensive capital inflow, valuation advantages after corrections, and strong fundamentals [1][2][4]. Group 1: Market Performance - On October 14, all 42 bank stocks rose, with Chongqing Bank and Chongqing Rural Commercial Bank leading the gains at 6.68% and 5.92%, respectively [1][2]. - Year-to-date, 19 bank stocks have increased by over 10%, with Agricultural Bank of China leading at 39.52% [2]. - The banking sector had previously experienced a correction, with 41 banks seeing declines after reaching their yearly highs in early July [2][3]. Group 2: Reasons for Recent Performance - The recent rally in bank stocks is attributed to a "defensive switch" by investors amid increased market volatility and a decline in risk appetite due to renewed trade tensions between China and the U.S. [4][6]. - The sector's recovery follows a period of deep correction, making bank stocks attractive for risk-averse investors [4][6]. Group 3: Insider Buying Trends - There has been a notable trend of insider buying among banks, with major shareholders and management teams increasing their stakes, indicating confidence in the long-term value of bank stocks [5][6]. - For instance, Suzhou Bank reported significant insider purchases totaling approximately 2.98 billion yuan [5]. Group 4: Future Outlook - The banking sector is expected to see continued growth, supported by improved asset quality and profitability, as well as favorable government policies encouraging diversified operations [6][7]. - Investment strategies vary, with conservative investors advised to focus on state-owned banks for stable dividends, while more aggressive investors may consider high-performing regional banks for potential higher returns [7].

作为地方金融主力军，该行践行支农支小使命，创新"常银微金"模式，构建"跑街+跑数"双轨服务网 络，有效破解小微企业融资难题。目前普惠型小微企业贷款余额1043亿元，涉农贷款余额1392亿元，服 务实体经济成效显著。 展望未来，常熟农商银行将扎实做好科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大文 章"，打造特色金融服务体系，聚焦小微企业、乡村振兴等重点领域，全力服务高质量发展新格局。 9月28日，中国银行业协会发布"2025年中国银行业100强榜单"。常熟农商银行以296.48亿元核心一级资 本净额荣登榜单，排名第75位，较去年提升1位，连续七年蝉联县域农商行首位。 近年来，常熟农商银行秉持"为客户创造价值、与员工共享成长、为社会贡献力量"的核心价值观，深 化"一轻三化、三大工程"建设，推进四大业务板块协同发展。截至2025年6月末，全行总资产4012亿 元，总存款3108亿元，总贷款2515亿元，业务规模迈入"432"时代。上半年实现营业收入60.62亿元，同 比增长10.10%；净利润19.69亿元，同比增长13.51%，连续16个季度保持"两位数"增长，不良率稳定在 0.76%，走出了一条质量 ...