鲍威尔，首度承认！

Group 1: Federal Reserve and Economic Policy - Federal Reserve Chairman Powell acknowledged that without the tariff policy, the Fed would have already lowered interest rates [3] - Powell indicated that the majority of Fed members expect another rate cut later this year, depending on economic data [3] - Goldman Sachs has moved its forecast for Fed rate cuts to September, predicting three cuts this year, with the final rate forecast adjusted from 3.5%-3.75% to 3%-3.25% [3] Group 2: Stock Market Performance - The Dow Jones increased by 0.91% to close at 44,494.94 points, while the S&P 500 and Nasdaq fell by 0.11% and 0.82%, respectively [1] - Bank stocks generally rose, with JPMorgan up 0.15%, Citigroup up over 1%, and Bank of America up over 1% following stress tests that allowed several banks to increase dividends [5][6] - Large tech stocks mostly declined, with Tesla dropping over 5%, Nvidia nearly 3%, and Facebook over 2% [3] Group 3: Oil Market - International crude oil prices saw a slight increase, with Brent crude rising by $0.20 (0.30%) to $66.94 per barrel and WTI rising by $0.34 (0.52%) to $65.44 per barrel [8] - Market concerns are focused on OPEC+ potentially announcing an increase in production by 411,000 barrels per day at their upcoming meeting [8] Group 4: Legislative Developments - The U.S. Senate passed a comprehensive tax and spending bill, referred to as the "big and beautiful" bill, with a vote of 51-50 [10] - The bill will now be debated and voted on in the House of Representatives [10]