银行女职员虚构理财产品诈骗近亿元，花6000余万打赏主播

Core Viewpoint - The case of a bank employee, Xi Wei, who committed fraud by creating fictitious financial products, has drawn significant attention due to the large amount involved and the prolonged duration of the fraudulent activities. Xi defrauded clients of over 1.6 billion yuan, with 900 million yuan still unrecovered at the time of the incident [1][5][7]. Group 1: Fraud Details - From 2009 to 2022, Xi Wei, as a client manager at a bank branch, deceived 31 clients into investing in non-existent financial products, collecting over 1.6 billion yuan in total [1][4]. - The fraud involved the use of forged bank seals and false promises of high returns and capital protection, leading to significant financial losses for the victims [4][5]. - The court found that Xi Wei's actions were particularly egregious, as she continued to present herself as a bank employee even after leaving the institution, and her fraudulent activities caused substantial economic harm to many victims, including elderly individuals [7][8]. Group 2: Legal Proceedings and Consequences - Xi Wei was sentenced to life imprisonment for her crimes, and her assets were ordered to be confiscated. The court also mandated the recovery of the embezzled funds [8][9]. - The bank branch where Xi worked has since been dissolved, and there are ongoing civil lawsuits against the bank for compensation claims from the victims [8][12]. - The live-streaming platform involved in the case has faced legal challenges regarding the recovery of funds that were used for tipping streamers, with the court ruling that a portion of these funds should be returned to the victims [10][12]. Group 3: Victim Compensation and Bank Responsibility - Victims have initiated lawsuits against the bank, claiming that it should bear responsibility for the losses incurred due to Xi Wei's fraudulent activities, as she operated within the bank's premises and used its resources to commit the fraud [15][16]. - The court has suggested that the bank may have a supplementary compensation responsibility due to its failure to detect Xi Wei's fraudulent actions over a prolonged period [18][19]. - There are precedents where banks have been held liable for similar fraud cases involving their employees, indicating a potential legal obligation for the bank in this instance [19].