15家深圳银行“含绿量”大比拼，哪家领跑

Core Insights - Shenzhen's banking sector has seen a continuous increase in "green" financing, with 29 banks disclosing their environmental information reports for 2024, including state-owned, joint-stock, and city commercial banks [1][3] - As of the first quarter of 2025, the balance of green loans in Shenzhen reached 1.27 trillion yuan, ranking among the top in the country [2] - The four major state-owned banks in Shenzhen have all surpassed 100 billion yuan in green loan balances, primarily directed towards clean energy, energy conservation, and green infrastructure upgrades [1][5] Green Loan Performance - The balance of green loans for the four major state-owned banks in Shenzhen is as follows: - Bank of China: 156.68 billion yuan, with a year-on-year growth of 14.78% [8] - Industrial and Commercial Bank: 146.6 billion yuan, with a growth of 28.6% [8] - China Construction Bank: 116.3 billion yuan, with a growth of 38% [8] - Agricultural Bank: 107.75 billion yuan, with a growth of 14.74% [8] - Joint-stock banks like Shanghai Pudong Development Bank and China Everbright Bank also reported significant growth in green loans, with year-on-year increases of 82.83% and 64.64%, respectively [5][8] Governance and Structure - Many banks have established green finance committees at the branch level, with governance structures often led by senior management from relevant departments [9] - The governance model typically follows a "top-down" approach, with specific departments managing green finance initiatives [9] Green Branches and Recognition - Over 20 "green branches" have been recognized in Shenzhen, with several branches achieving notable green loan balances [10] - The establishment of specialized green financial institutions has been a focus, with various banks creating dedicated branches to serve green financing needs [10] Innovations in Green Finance - Shenzhen has pioneered digital carbon accounts and "carbon reduction loans," along with the issuance of the first green financial bonds for rural revitalization in the country [11] - A comprehensive action plan for green finance was released, outlining 19 specific measures to support Shenzhen's goal of achieving carbon peak in a mega-city context [11]