央行新规：8月1日起，现金买黄金钻石超10万元需上报｜快讯

Core Viewpoint - The People's Bank of China has issued new regulations to enhance anti-money laundering and counter-terrorism financing measures in the precious metals and gemstones industry, raising the reporting threshold for large cash transactions from 50,000 RMB to 100,000 RMB, effective August 1 of this year [2][3]. Group 1: Regulatory Changes - The new regulation requires institutions to report cash transactions of 100,000 RMB or more, or equivalent foreign currency, within five working days of the transaction [2]. - The previous threshold for reporting was set at 50,000 RMB or equivalent foreign currency, indicating a significant increase in the cash transaction reporting limit [3]. Group 2: Compliance Obligations - Institutions must conduct customer due diligence based on the "Know Your Customer" principle when transactions exceed 100,000 RMB or if there are reasonable grounds to suspect money laundering activities [3][4]. - The regulation emphasizes the importance of verifying the authenticity, validity, and completeness of customer identity information, especially when there are doubts regarding previously obtained data [4].