上海浦东发展银行开卡实测：耗时1小时，要求绑定贷款小程序

Core Insights - The article highlights the increasing strictness of bank account opening processes in response to risks such as telecom fraud and money laundering, leading to concerns about excessive restrictions on transaction limits and service quality [1] Group 1: Bank Evaluation - A survey was conducted in Zhuhai, where seven banks were evaluated on their account opening services, focusing on efficiency, compliance, fraud prevention, and service quality [1] - The evaluation revealed a significant disparity among the banks, with scores ranging from 55 to 95, indicating that some banks provided efficient and smooth services while others imposed excessive restrictions and lengthy processes [1] Group 2: Specific Bank Case Study - The Shanghai Pudong Development Bank's Zhuhai Jida branch was assessed on June 25, taking approximately 1 hour and 4 minutes to complete the account opening process [3] - During the process, the bank required the customer to provide various personal details and complete multiple forms, which contributed to the lengthy wait time [5] - The bank's system mandated the binding of at least two internet platforms during the account setup, which raised concerns about customer experience and service efficiency [7][8]