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中原按揭:6月香港现楼按揭增逾3成创22个月高 楼花按揭环比增加50.9%至560宗
BOC HONG KONGBOC HONG KONG(HK:02388) 智通财经网·2025-07-02 13:38

Core Insights - The Hong Kong mortgage market has shown significant recovery, with June 2025 recording 6,508 registrations for existing properties, a substantial increase of 32.3% from May's 4,920 registrations, marking a 22-month high [1] - The number of mortgage registrations for new properties also rebounded significantly to 560 in June, reflecting a month-on-month increase of 50.9% [1] - Overall, the first half of 2025 saw a notable year-on-year increase in mortgage registrations for both existing and new properties, with existing property registrations rising by 18.7% to 27,784 and new property registrations soaring by 112% to 3,145 [1][2] Market Share Analysis - Bank of China (Hong Kong) maintained its leading position in the existing property mortgage market for nine consecutive months, achieving a market share of 33.8% with 9,390 registrations [1][2] - In June, the market share of Bank of China (Hong Kong) increased by 5.8 percentage points to 34.7%, while HSBC's market share rose by 1.8 percentage points to 22.2%, keeping it in second place [2] - Hang Seng Bank's market share increased by 3.4 percentage points to 16.1%, ranking third, while Standard Chartered Bank's market share decreased slightly to 5.4%, moving up one position to fourth [2] Additional Market Insights - The top five to ten banks in the existing property mortgage market in June included Bank of East Asia (4.8%), ICBC Asia (3.1%), China International Capital Corporation (2.5%), Citibank (1.9%), and Bank of Communications (1.8%) [3] - The overall market share of the top four banks accounted for 78.4% of the existing property mortgage registrations in June, reflecting a month-on-month increase of 8.1 percentage points [2]