整理：7月2日欧盘美盘重要新闻汇总

Domestic News - Guangzhou's new regulation allows commercial loans over five years to be converted into pure public housing fund loans [1] - In the first half of the year, A-share new accounts reached 12.6 million, a year-on-year increase of 32.77% [3] - The China Passenger Car Association estimates that wholesale sales of new energy passenger vehicles in June reached 1.26 million units, a year-on-year increase of 29% [3] - The Hong Kong government announced the preliminary implementation phase of the "Guangdong vehicles going south" policy, with a daily quota of 100 vehicles [3] International News - In June, the ADP employment number in the U.S. decreased by 33,000, marking the largest decline since March 2023 [2] - The number of layoffs recorded by Challenger in June was 47,999, the lowest since December 2024 [2] - Tesla's second-quarter vehicle deliveries were 384,122 units, below the market estimate of 389,407 units [3]